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Thought leadership articles from Zurich

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Thought leadership

A collection of thought provoking articles from Zurich's leaders and experts, both globally and locally. 

Solutions to help close the Income protection gap

Income protection gaps a rising global challenge

Zurich Insurance Group in collaboration with the Smith School of Enterprise and the Environment at the University of Oxford, has published a new report “Embracing the Income protection gap challenge”

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 Income protection gaps: a rising global challenge 

Income protection gaps a rising global challenge

As income protection gap grows, even developed countries need to act to prevent households falling into poverty after an unexpected loss of income.

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 The income protection gap is widening

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With the risk of employment incapacity higher than most people imagine, it’s smart to secure your family’s financial future.

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 Exploring the end-of-service benefit dilemma 

exploring end of service benefit dilemma

Today, expatriates are staying longer in the Middle East. Increases in the average length of service, coupled with higher than expected salary growth due to the need to attract and retain the best talent means the end-of-service benefit (EoSB) entitlement has grown significantly. We explore the ways companies view the EoSB and how they approach the financial aspect of a growing liability which they have a legal obligation to settle.

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 Long-term investments, risks and regulation: an insurance perspective

exploring end of service benefit dilemma

The financial crisis that began in 2008, and the ensuing Great Recession, have weakened the fiscal position of many countries, induced financial institutions to deleverage their balance sheets and led to reduced bank lending. As a result, there has been an appreciable reduction in investment funding, in particular for long-term infrastructure investments.

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 The impacts of an ageing population on expatriate employee benefits

exploring end of service benefit dilemma

Most of us are living longer and longevity is rising at an ever-increasing rate. Extrapolate the current trends and it’s easy to believe that immortality is just around the corner! Closely linked to improved mortality is the growing trend for people to remain in employment well past traditional retirement ages.

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 The value of responsible investment

exploring end of service benefit dilemma

The Investment Leaders Group (ILG), of which Zurich is a founding member, has issued its first report making a moral, financial and economic case for responsible investment.

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 The financial behaviors that leave us underinsured

The financial behaviors that leave us underinsured

Improving financial literacy drives better financial decisions - crucial when facing global challenges like the growing IP Gap.

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 The global gap

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Around the world, covering the loss of earned income, due to disability or death in the case of a breadwinner, is a major problem…and it’s growing.

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 why income protection matters

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Ian Mackenzie, Head of Pensions and Benefits (UK) for global banking and financial services company BNP Paribas, talks about why he values insurance solutions that help employees protect their income when they are unable to work.

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 An income gap too big to ignore

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It’s increasingly difficult for families to cover their financial needs when a wage earner is disabled or dies, which has serious implications related to social instability.

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